Qualifying For A Loan: Lender Interview Part 1

Our first-ever podcast-style interview! In this video we chat with a lender about what buyers need to know going into the loan application process.

Qualifying For A Loan: Lender Interview Part 1

New Video Posted!

What Banks DON’T Want You To Know!!

Interview With Lender Cris Lapp

In this video (part 1 of a 2-part series), I interview expert lender Christopher Lapp! Cris and I dive into the subject of qualifying for a loan, and cover important points like:

  • Is this a good time to buy?
  • Credit score factors and building credit
  • Differences between bankers and mortgage brokers
  • How much cash do you need for down payment / closing costs?

Thanks so much to Cris for coming on the video and chatting! You can learn more about Cris, his company, and get in touch with him here:

http://blackoak.group  |  cris@blackoak.group

Stay tuned for Part 2 of this interview, where delve even deeper into the topic of loans, and cover questions like:

  • What does a lender look for in a borrower?
  • W2 employee vs. self employed or business owner
  • New requirements that have been added since covid
  • Breaking down metrics and ratios – LTV, DTI etc.
  • The biggest mistake to AVOID during the loan process!!


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